Award Winning 

Mortgage Advice that saves you Time and Money

  • Get Answers tailored to you
  • Award Winning Advice
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Why Us

Experienced Advisers
Less Pain

There are 1000's of different Mortgage Advisers in the UK, so why choose to work with us. In our opinion, its our Experience that sets us apart. Our advisers have dealt with £millions worth of mortgages over 15+ Years. That's 1000's of applications with everything from the simple to the complex. We have learned a thing or two along the way, this allows us to create solutions that others sometimes miss. 

Why Us

Experienced Advisers
Less Pain

There are 1000's of different Mortgage Advisers in the UK, so why choose to work with us. In our opinion, its our Experience that sets us apart. Our advisers have dealt with £millions worth of mortgages over 15+ Years. That's 1000's of applications with everything from the simple to the complex. We have learned a thing or two along the way, this allows us to create solutions that others sometimes miss. 

Customer Success Stories
In Their Own Words

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Greg and his team provided us with a first class service. It was good to have a professional service provided by a local business with a personal touch.

Alun Morgan

I'm so grateful for all your help the last few months, absolutely outstanding service, Greg always had time to answer any questions I had. I would highly recommend to anyone!

Laura Griffiths

I cannot thank bryony and Leanne enough for all there help dealing with my loan process .
Very quick responding to any questions or problems along the way.
Will definitely be using right loan wales again
Craig rutherford

Craig Rutherford

Bryony was so amazing, she kept us informed every step of the way. She was always so positive and helpful. She worked efficiently and effectively and was always able to be contacted. If she was busy she would ensure contact at her earliest convenience which was always the same day. From the start she spent the time to get to know our situation as individuals and not just another application. We Would 100% recommend. Thanks Bryony and team.

Jenna Newman

Bryony and the team at Right Loan Wales were very efficient, responsive and a joy to deal with throughout my dealings with them. I will be recommending them to any friends who need to raise finances.

Graham Brown

Bryony Davies of Right Loan Wales provided a most helpful and professional service throughout the application process. The whole team's advice and assistance made the experience very east to navigate form initial application to final offer. I would have no reservations in recommending this business to anyone seeking a loan of this nature.

Stephen Ball

Buying a house had always seemed unachievable for me, I had built it up to be something so out of reach in my mind I thought that it was something that would take years, if it happened at all! That all changed thanks to the amazing support of the guys at the Money Geeks - I approached them, expecting to be told that it wasn’t possible, and within a couple of weeks I had found my perfect house and had a mortgage offer! The whole process couldn’t have been easier for me (although I was as far away from an easy client as possible), and I can’t thank them enough for what they have done for me and my family! Thank you Greg and Ben! You are true experts - if anyone can make it happen for you, it’s these guys!

Cara Williams

From my first meeting with The Money Geeks, I was impressed with the level of professionalism and attention to detail. Their impartial expertise was second to none, and nothing was too much trouble. I will definitely use their services again! Thank you so much for supporting me from the initial advice all the way to completion and my insurances! Highly recommended!

Florence Walkey

Greg and his team at The Money Geeks were fantastic from start to finish. Greg dealt with our application personally and made what we felt was impossible, possible. We had seen mortgage advisors prior to seeing Greg and we felt we weren’t getting the right advise and guidance. As soon as I approached him he made an appointment with us and offered to call to the house making the whole experience feel slightly less formal and more comforting. He was instantly able to tell us what we needed to do and got us a mortgage offer within days. He has put up with endless nagging and nothing has ever been too much to ask. He was always at the other end of the phone if I needed him and very efficient. And as first time buyers I felt he spoke to us is in real terms helping us understand everything fully. We would highly recommend using The Money Geeks - the best service we could have asked for and money well spent.

Amy Cann

Our mission is to be

The Best Mortgage Adviser
Not the Biggest

  • Our Mission

  • Our Vision

To use our Experience, Knowledge and connections within the Mortgage industry to create opportunities and solutions for our clients that they may not get elsewhere. Providing enough information in plain English so our clients could get Mortgages themselves but with a first class service so they don't want so.

Greg Williams - Founder

Greg Williams

15+

Year's Experience

£5m+

Mortgages Approved

1000+

Happy Clients

What we Offer

Our Core Services

  • Purchase new home

  • Lower your interest rate

  • property investors

  • release EQUITY

Purchase New Home

Whether your buying your first home, your next home or second home, the questions are the same, how much can you borrow, have I got the best interest rate, what deposit do I need? We can

  • Search over 90+ Lenders to find a deal that suits your circumstances
  • Professional Clear Advice Every Step of the way
  • All Circumstances Considered
  • Could save you time and money

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Trusted company

What is a Mortgage Broker

A Mortgage Broker finds you the right deal for your circumstances. This includes choosing the right lender. They then guide you through the mortgage application, assisting you with the any questions the lender may have. They can help:

  • First Time Buyers
  • Remortgages
  • Secured Loans
  • Auction Purchases
  • Buy to Lets
  • Portfolio Landlords
  • Bridging Loans
  • First Time Landlords

Can I get a Mortgage with a Default or CCJ?

There are lenders who will consider mortgages if you have CCJ's. Missed Payments, Defaults, IVA's and Bankruptcies. The most important thing is the adviser can see all of your credit files with the 4 different credit agencies. You can obtain this here - Check your Credit File (You will depart from the regulated site of The Money Geeks Ltd who are not responsible for the accuracy or the content within the non-regulated site. We may receive a small fee for referring you to this service)

How much can I borrow? 

Each lender has their own way of working out how much they are willing to lend. This can vary significantly from one lender to another and can depend on your circumstances. Some lenders will lend more than 6x your salary but it is important you seek advice so this can be tailored to your circumstances.

My Mortgage is due for renewal, what do I do? 

Once any fixed or variable rate period ends your mortgage will usually change to the lenders Standard Variable Rate. This is usually higher than the rate you would have had previously. This means your monthly payments will increase. You may be able to move your mortgage onto a better rate, so you will have a more affordable monthly payment.

When is the Best Time to Remortgage? 

Your existing Mortgage Lender will write to you, this is usually between 3 - 6 months before your rate is due to end. This is a great time to provide a copy of this letter to an adviser, they can research the market to make sure they are offering you the best rate. If you need to switch lender, you should look to submit an application no later than 3 months prior to your existing deal ending. This will allow enough time for the lender to assess your application, carry out a valuation (if required) and complete the legal work.

How can I release Equity? 

There are various reasons your may need to get access to the cash tied up in your home, these can include Home Improvements, Debt Consolidation or any other legal purpose. There are various ways you can release equity, these include Remortgaging and Secured Loans. Speak to an adviser to find out the right option for you.

Can I get a Mortgage if I am Self Employed? 

The short answer - Yes. Like any other mortgage application it depends on your overall circumstances but we can help those who are Sole Traders, Limited Company Directors. Contractors or any other self employed setup.

Professional Experts

Meet Our Experienced Team

Greg Williams

Founder & Adviser

Bryony Davies

Senior Adviser

Leanne Rees

Application Manager

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